[DOWNLOAD] "Southern Fire & Casualty Insurance Company" by Court of Appeals of Georgia * Book PDF Kindle ePub Free

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eBook details

• Title: Southern Fire & Casualty Insurance Company
• Author : Court of Appeals of Georgia
• Release Date : January 28, 1993
• Genre: Law,Books,Professional & Technical,
• Pages : * pages
• Size : 65 KB

Description

The estate of Bell ("estate") and Northwest Georgia Bank ("bank") brought suit against Southern Fire & Casualty Company
("Southern Fire") to collect insurance covering business premises occupied by John R. Woodruff and W. W. Auto Parts ("Woodruff").
Woodruff was named as a party defendant and he cross-claimed against Southern Fire seeking insurance proceeds and bad faith
penalties under OCGA § 33-4-6. The estate and the bank moved for summary judgment. Southern Fire moved for summary judgment with regard to Woodruff's bad
faith penalties claim. We summarize the evidence adduced upon Southern Fire's motion as follows: Immediately after Woodruff's
business premises caught on fire, an investigation was commenced. The investigators concluded that arson was the likely cause.
Their Conclusion was based on the pouring of flammable liquids in the business office, as well as a disengaged alarm system.
Evidence of motive included $24,000 in the business' short-term liabilities. Evidence of opportunity included the fact that
Woodruff was the last person to leave the building before it caught on fire. The grand jury also concluded that arson was
the cause of the fire, as it returned an indictment against Woodruff.

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